What Is Lenders’ Mortgage Insurance and Do You Need to Pay It?

Lenders’ mortgage insurance could be the key to helping thousands of homebuyers purchase their dream home each year. Borrowers who don’t have a large deposit can still get into the property market, as long as they’re willing to pay a lenders’ mortgage insurance premium.

What Is Negative Gearing and is it Right for Your Investing Strategy?

Negative gearing is a popular investing strategy for many Australian property investors. There are a number of benefits for investors who choose to take advantage of negative gearing. However, it’s important to know how it works and what other options exist before making a decision about which strategy might work best for your individual financial […]

What is Rental Yield and are You Calculating it Correctly?

A property’s rental yield is one of the most often-used indicators for investors assessing a property’s investment potential. Every property investor’s dream is to find a rental property that promises huge capital gains in a highly sought-after location with a high rental return and low management costs.

How Much Deposit Do I Need to Buy a House?

It’s common for many homebuyers to wonder how much deposit they need to buy a house. If you’re ready to start looking for your first home, a good starting point is to determine how much deposit you need to save to get started.

Good Debt vs Bad Debt – Assured Home Loans

Some people see debt as a curse, and other people see it as a friend. It can be used to make you miserable, or it can be used to make you wealthy beyond your wildest dreams. The trouble is, how do we know what is good and what is bad?

Don’t scrimp on loan repayments – Assured Home Loans

With household costs on the rise, many mortgagees are struggling to balance their budgets. It’s not surprising more Australians are skipping mortgage payments to help make ends meet.

Financial stress #1 Trigger for love woes – Assured Home Loans

If you and your partner are not getting along like you used to, you’re not alone. To hazard a guess, it’s probably due to money worries. According to new research released in the 2011 Relationships Indicators survey, financial stress is the most common reason behind relationship breakdowns in Australia. bad?

To Fix or not to Fix your Home Loan – Assured Home Loans

Many people are now thinking of locking into a fixed rate and the decision to commit for many is agonising. I will try and make sense of it so if you are in this boat you may be able to make a better informed decision.

Gary’s top home loan tips

You could be losing over $50,000 by not knowing your current mortgage interest rate! – Assured Home Loans

It’s a fact, we all work very hard for our money so wouldn’t you be interested to know if you were losing a cool $50,000 over the term of your loan just by not checking your mortgage interest rate?