Are you ex-bankrupt, struggling financially or have credit arrears? You are not alone! Assured have a dedicated department to help people who need a Second Chance find a home loan.

DON'T MISS OUT ON PURCHASING A HOME BECAUSE OF FINANCIAL OBSTACLES

Assured Home Loans understand that more than 10% of the population have had credit problems in the past or may be currently experiencing them. In most cases, traditional lenders will refuse any additional finance in this scenario.

Assured Home loans recognise that people can find themselves in situations where their credit history is effected due to;

• Loss of employment
• Marriage break-up
• Injury preventing them from working
• Over exposure to debt
• Spiralling costs of living
• Bad credit management
• Bankruptcy

Assured believes that everyone deserves a Second Chance and we have a dedicated Second Chance (Non-conforming) department to help people in this situation. We specialize in Non-conforming home loans and will exceed boundaries which other lenders will not consider.

The advantage of a Non-conforming home loan is that clients can restart their financial lives again. Disadvantages of these type of home loans is that they will traditionally include higher fees and higher rates, but if this type of loan is managed well, borrowers may re-enter the traditional home loan market in the future.

Assured's Non-conforming Home Loan also caters for the following type of situations;

• Self-employed with no financials
• Asset Rich, Income Poor
• Short term employment or unusual income source
• Recently started a new business
• Pension support / Centrelink

We believe we have one of the best Non-Conforming home loans around.