1. Write a budget
Do you check your account balance at the end of the week and wonder where all your hard-earned dollars have disappeared to? In a world of electronic transactions and pay wave, it is easy to lose track of your spending. Writing a budget and tracking your expenses is a great way to identify areas you can save. Use our Budget Planner Calculator to assist you with your budget.
2. Reduce your spend on food
Food shopping can be one of the biggest monthly expenses, but there are plenty of ways to cut back.
- Write a weekly meal plan to stop those impulse buys and the need to buy takeaway. By writing a meal plan you should be able to shop once a week and have no wastage.
- Make more than you need at dinner time and have the left-overs for lunch the next day.
- Drink more water. Not only is water better for you it is cheaper than other options such as juice, soft drink or coffee. Buy a water bottle, re-use it and remember to take it with you wherever you go.
3. Spring Clean
We all have items that have been sitting in unseen corners of our homes for too long. Take the time to declutter your house and you may be surprised by just how much you don’t need or no longer use. Sell these items on Gumtree or eBay or have a garage sale, not only will you feel more organised but you will have extra cash in your pocket too.