First home owners, its much easier to stop renting and buy your own home than you might think!

Tired of renting? Tired of share housing? Want your own home?

With the First Home Owners Grant, now is the perfect time to get off the rental roundabout and into your very own home.

What does the First Home Owner Grant mean for me?

The First Home Owners Grant is an Australian Government initiative to assist people to purchase or build their first home.

How do I know if I am eligible?

The First Home Owner Grant eligibility criteria are generally that:

You are over 18 and an Australian citizen or permanent resident;
You or your spouse must not have received an earlier grant nor have had a prior interest in a residential property - this means you haven't purchased any sort of property in the past.
You must occupy the home to which the application relates as your principal place of residence for a continuous period of at least 6 months (or a shorter period approved by the Commissioner) commencing within 12 months of completion of the eligible transaction (or within a longer period approved by the Commission).

If this sounds a bit confusing or you just have questions - call us at Assured. We have friendly staff who know the details of how it all works and we are here to help until 9pm each night.

When is the offer valid?

The first home owners grant applies to any contracts to construct.

What is a new home?

A new home is a home that is newly constructed and has not previously been sold or occupied as a place of residence. This includes occupation by the builder, a tenant or other occupant.

To be eligible for the $7000 grant, you have the option of buying a newly constructed home, or signing with a builder to construct a new home.

How do I apply?

To apply for the $7000 FHOG, first home buyers only need to complete the First Home Owner Grant application form.

You will also be eligible for up to $4000 in State Government grants towards your fees, making your total possible grant $11,000!. The amount will depend on the price you pay for your land or if you buy established, the purchase price of the property.

One of the first things you're probably wondering about is whether you qualify for the first home owner's grant or not. That's easy. You might also want to know how much you can afford to borrow and what deposit you'll need. We can tell you all this in just a few minutes! We'll give you a good idea about your position in the marketplace and what property price-range you can aim for, be it a flat, house or mansion!

Our free service is perfect for the first home buyer. We'll help you get it right.

Get all the help you need to choose the best home loan option for your lifestyle.

You have plenty of choice. With 30+ bank and non-bank lenders for you to choose from, including the big 4 banks. We’ve done all the homework for you and can help you make the right decision, based on your situation. Not only that, but our service to you is 100% free.

No jargon. With 25 years experience writing home loans, we can explain the merits of each loan option in simple to understand terms. Your consultant will offer you a guiding hand in the right direction by giving clear explanations of the various loans and their features - without the double talk!

You have your own personal consultant who will:

•talk to you over the phone to understand your situation
•listen to what you want from a home loan
•ask you a few simple questions to get an idea of your position
•research what home loan options may be available to you
•come and visit you at a time that suits you
•advise you on what your options could be
•guide you on deposit requirements
•find the best deals in the marketplace for your circumstances
•present you with a choice of home loans
•tailor a home loan that suits your needs
•help you understand property contract clauses
•lodge your First Home Owner's Grant application for you
•manage the formal mortgage application paperwork for you
•update you on the status of your application

After your home loan is approved, your consultant:

•forwards the relevant paperwork to all parties
•happily answers any further queries you may have

Once your mortgage is settled, your consultant then also:

•keeps you informed of the latest interest rate and industry developments because at Assured, we believe that keeping you informed helps save you money!