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Gary's Top Home Loan Tips as Heard on Adelaide Radio

Is now a good time to buy an investment property?
If you have equity in your home, investing can be a great option.
   
How to prepare for further future interest rate rises?
Rates going up and down is a normal process, how to get ready.
   
How do I know if I can afford to buy my first home?
Take it easy and don't rush in, test it with some tools here
   
What is 'prudent lending' & what caused the GFC?
What the banks require from a customer has now changed.
   
How do banks work out if they can give you a loan?
Its all about net disposable income, Gary tells us more.
   
What is an Offset Account & how does it benefit me?
Get clever & make your money work for you when you want.
   
How can I spend my tax return wisely?
A new plasma TV to help the economy or pay off the home loan?
   
How can I buy a small investment property?
Get clever & put the equity in your home to good use.
   
How can I reduce my home loan quicker?
How to get excited about your next bank statement.
 
When is a line of credit a good idea?
An interesting option, not for everyone.
 
Have you ever designed a home loan wish-list?
Most of us aren’t aware of what’s possible from a loan.
 
Do brokers really need so many lenders?
Staying informed when products rules & criteria change
 
How safe are lower rate non-bank loans?
Federal government making great deals even easier.
 
What are basis points & sovereign downgrades?
How they affect our interest rates.
 
Fixed your home loan at too high a rate?
How you can manage your way out of this.
 


Have a question of your own? Ask Gary

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