| IR | CR | |
| Variable | 6.20% | 7.15% |
| Fixed 1 year | 5.85% | 7.47% |
| Online home loan variable | 6.36% | 6.33% |
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| Is now a good time to buy an investment property? If you have equity in your home, investing can be a great option. |
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| How to prepare for further future interest rate rises? Rates going up and down is a normal process, how to get ready. |
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| How do I know if I can afford to buy my first home? Take it easy and don't rush in, test it with some tools here |
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| What is 'prudent lending' & what caused the GFC? What the banks require from a customer has now changed. |
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| How do banks work out if they can give you a loan? Its all about net disposable income, Gary tells us more. |
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| What is an Offset Account & how does it benefit me? Get clever & make your money work for you when you want. |
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| How can I spend my tax return wisely? A new plasma TV to help the economy or pay off the home loan? |
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| How can I buy a small investment property? Get clever & put the equity in your home to good use. |
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| How can I reduce my home loan quicker? How to get excited about your next bank statement. |
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| When is a line of credit a good idea? An interesting option, not for everyone. |
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| Have you ever designed a home loan wish-list? Most of us aren’t aware of what’s possible from a loan. |
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| Do brokers really need so many lenders? Staying informed when products rules & criteria change |
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| How safe are lower rate non-bank loans? Federal government making great deals even easier. |
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| What are basis points & sovereign downgrades? How they affect our interest rates. |
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| Fixed your home loan at too high a rate? How you can manage your way out of this. |
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Have a question of your own? Ask Gary