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Gary's home loan tips

Is now a good time to buy an investment property?

If you have equity in your home, investing can be a great option.
   

How to prepare for further future interest rate rises?

Rates going up and down is a normal process, how to get ready.
   

How do I know if I can afford to buy my first home?

Take it easy and don't rush in, test it with some tools here
   

What is 'prudent lending' & what caused the GFC?

What the banks require from a customer has now changed.
   

How do banks work out if they can give you a loan?

Its all about net disposable income, Gary tells us more.
   

What is an Offset Account & how does it benefit me?

Get clever & make your money work for you when you want.
   

How can I spend my tax return wisely?

A new plasma TV to help the economy or pay off the home loan?
   

How can I buy a small investment property?

Get clever & put the equity in your home to good use.
   

How can I reduce my home loan quicker?

How to get excited about your next bank statement.
 

When is a line of credit a good idea?

An interesting option, not for everyone.
 

Have you ever designed a home loan wish-list?

Most of us aren’t aware of what’s possible from a loan.
 

Do brokers really need so many lenders?

Staying informed when products rules & criteria change
 

How safe are lower rate non-bank loans?

Federal government making great deals even easier.
 

What are basis points & sovereign downgrades?

How they affect our interest rates.
 

Fixed your home loan at too high a rate?

How you can manage your way out of this.
 


Have a question of your own? Ask Gary

Hear more home loan tips archived here:

Home Loan Tips Archive

 

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