Construction Home Loans

Assured Home Loans offers South Australian construction loans for first home buyers, current home owners and investors in Adelaide and regional areas.

To commence with a construction loan you will need to provide a contract for the purchase of the vacant land, a fixed price contract for the construction and also council approved plans to determine the full cost to complete your home. The lender will then look to approve your home loan based on the ‘on completion’ value of your home. During the time you are building, the lender will inspect the site prior to making payments to the builder on your behalf. You will only pay interest on the loan amount drawn upon and paid to the builder at each step of construction. On the completion of construction, you will then revert to your standard monthly payments.

With 25 years experience writing home loans,
we know exactly who’s offering the best interest rates.

We have access to over 30 bank and non-bank lenders, (including the big 4), and over 650 home loan product options. Not only that, but our service is 100% free and our In-House Home Loans also have highly competitive rates.

If you’d like to talk to one of our experienced home loan consultants to find out what your construction loan options are.